Bridgepoint Capital is a real estate capital lender founded in 2018 known for top-notch customer service, innovative solutions, and honest direct interactions with our clients. Our firm specializes in helping businesses, property investors, and real estate agencies get the capital they need to grow. As a hard money lender, we require real estate collateral to secure our loans.  

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Bridgepoint Capital

What Does This Mean?

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Need a new space for your burgeoning business? We can help.

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Need to renovate your existing property before selling? We can help.

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Need to flip a house with enough capital for repairs or renovations? We can help.

The Client Experience

The typical experience a customer has working with us is very straightforward and simple.  When you reach out to us, we will ask some questions about your situation and project and provide some general expectations and preliminary numbers. 

When we’ve completed our research we will send you harder numbers in writing by email.  For renovation projects, we will get an appraisal of the current value and how it will change with the renovations planned, guiding project decisions and allowing us and our clients to have a full and transparent understanding of the project.

 

Bridgepoint Capital

Loans We Offer

Improvement loans

Purchase Plus Improvement Loans

Purchase Plus Improvement Loans are innovative loans that allow the borrower to take out more than the current value of the property they’re buying.  Our clients often take advantage of this type of loan to purchase a house that is at a below-market price due to its condition and then repair and flip the house using the extra funds. By combining the purchase and renovation loans into a single loan, the client can save time and assure they are only taking on fiscal responsibility for the new property with the additional funds needed to make the transaction profitable.  

Bridge Loans

Bridge Loans

Bridge Loans are intended to cover fiscal obligations in the short term while awaiting a permanent solution.  For our clients, this usually means they have a property they’re actively in the process of selling and need working capital to purchase a new property in the meantime to avoid lost productivity.  This is a great fit for house flippers and real estate investors, but it can also be helpful for individual homeowners who want to secure their new home before selling their old home.  They can then pay off the loan when their old home is sold.

Renovation Loans

Renovation Loans

Renovation Loans, as the name implies, are meant to fund repairs and renovations for a property you currently own.  Often, this is done ahead of selling your property to get top dollar upon sale.  This is a popular loan for property investors who purchase properties when the market is weak and rent out the space until the market is stronger, paying down the mortgage and taking care of expenses using the rent income.  Once the conditions are right the renovation funds allow these investors to make repairs and upgrades that increase the property’s value, maximizing the return on their investment.

Construction Loans

Construction Loans

Construction Loans fund new construction projects and are usually taken out by commercial entities.  This is typically used by investors seeking to build new projects from the ground up or to add substantially to a property in a way that doesn’t fit into a renovation loan.  Most often this loan type is used for properties that are going to be sold on the market upon completion.

Commercial Property loans

Commercial Property Loans

Commercial Property Loans are used for many different reasons. Often, these are taken out to acquire new land or buildings that help to expand a business’s operation when it outgrows the current property it’s in.  These loans also cover the purchase of multi-unit residential complexes with more than 4 units, which are considered commercial properties in Maine.  Regardless of the specific application, these loans are used to increase income and productivity quickly and appeal to many real estate investors.